Repaya Less friction around personal loans

For money between family and friends

Lose the awkward. Keep the relationship.

See the balance, payment history, and reminders in one place, so nobody has to rely on memory or uncomfortable check-ins.

1 loan free, with monthly payments and 1 automated reminder included.

See pricing
Repaya loan listing screen
One shared record Keep the details in one place instead of across texts and memory.
Visible balance Both people can see what has been paid and what is left.
Calmer reminders Keep follow-up factual instead of personal.

For money between family and friends

Money between family is personal. Keep the repayment part easier.

See the balance, payment history, and reminders in one place, so nobody has to rely on memory or uncomfortable check-ins.

1 loan free, with monthly payments and 1 automated reminder included.

See pricing
Repaya loan listing screen
One shared record Keep the details in one place instead of across texts and memory.
Visible balance Both people can see what has been paid and what is left.
Calmer reminders Keep follow-up factual instead of personal.

Why it helps

Stop money from becoming a source of tension.

Know what was agreed

Stop reconstructing the loan from memory, text threads, and payment apps.

Know where things stand

Keep the balance visible so both people are looking at the same numbers.

Follow up without pressure

Keep reminders tied to the loan so check-ins feel less personal and less tense.

How it works

Set it up. Share it. Stay aligned.

  1. 01
    Create the loan

    Add the amount, cadence, and notes.

    Amount Cadence Notes
  2. 02
    Share the record

    Give the borrower one live view of the loan.

    Borrower view Share link No borrower signup
  3. 03
    Track payback

    Log payments and keep reminders tied to the loan.

    Payment log Running balance Reminder timing

Pricing

1 loan free. Paid adapts to real life.

Free gives you the core tracking tools and basic reminders. Paid adds flexibility and automation when repayment gets more complicated.

Start free

  • 1 active loan with a shared borrower view
  • Monthly payments plus 1 automated reminder
  • Simple manual reminder template

Upgrade later

  • Multiple loans and more payment cadences
  • Custom pre-due and overdue reminders
  • Pause and notification controls