Pricing
The free tier gives you the core tools to track one personal loan with a monthly schedule and basic reminders. Pro adds the flexibility and automation for more complicated repayment patterns once billing is live.
Plans
Free is meant to be genuinely useful on its own. Pro is for when repayment timing, reminder logic, and loan management need to adapt to real life, and you can join the list to hear when it opens.
Free
$0
Track 1 loan with basic reminder support.
Best for one straightforward loan where you want a shared balance, payment history, and lighter follow-up.
Free gives you the full core flow: one loan, monthly payments, and basic reminders.
Start freePro
$6.99/month planned
Track multiple loans with smarter reminder automation.
Best for lenders who want Repaya to adapt to real life with more payment cadences, more automation, and more control.
Coming soon. Planned price at launch: $6.99/month.
Get notifiedFree core
Free gives you the shared balance, payment history, one monthly cadence, and simple reminders that make repayment easier to talk about.
Pro later
Pro adds multiple loans, weekly and bi-weekly schedules, customizable pre-due reminders, overdue follow-up after a grace period, and simple control over how notifications behave. Planned launch price: $6.99/month.
Next step
It gives you the full tracking flow and basic reminder support for one loan, so you can see whether Repaya helps before you need the more flexible Pro tools.
Join the list for a note when Pro billing goes live and the $6.99/month plan becomes available.