Terms of service
Repaya is built to keep informal lending calmer and more visible. These terms explain what the product does, what it does not do, and the responsibilities that come with using it.
Summary
Use Repaya respectfully, keep your account secure, and understand that the product is a shared tracking tool rather than a financial, legal, or payment service.
By using Repaya, you agree to these Terms. If you do not agree, do not use the service.
You must be at least 18 years old and able to form a binding contract in your jurisdiction.
You are responsible for the activity on your account and for keeping your login credentials secure. We do not store your password; it is handled by our authentication provider. Let us know if you suspect unauthorized access.
Repaya provides tools to track informal loans between people who already know each other. We do not process payments, hold funds, or provide legal, tax, or financial advice.
You own the loan and payment information you enter. You grant Repaya permission to store and display that content in order to provide the service.
If you share a public loan link, anyone with the link can view the information shown there. Share carefully.
Repaya is provided on an "as is" basis without warranties of any kind. We do not guarantee that the service will be uninterrupted or error-free.
To the maximum extent permitted by law, Repaya is not liable for any indirect, incidental, or consequential damages, or for disputes between lenders and borrowers.
We may suspend or terminate access if you violate these Terms or if we discontinue the service.
We may update these Terms from time to time. Continued use after changes means you accept the updated Terms.
Questions about these Terms? Reach us at [email protected].